WellPoint, Inc. is the largest health benefits company in terms of commercial membership in the United States, serving more than 34 million members as of June 30, 2009. WellPoint is an independent licensee of the Blue Cross and Blue Shield Association. WellPoint serves its members as the Blue Cross licensee for California and as the Blue Cross and Blue Shield, or BCBS, licensee for: Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri (excluding 30 counties in the Kansas City area), Nevada, New Hampshire, New York (as BCBS in 10 New York city metropolitan and surrounding counties, and as Blue Cross or BCBS in selected upstate counties only), Ohio, Virginia (excluding the Northern Virginia suburbs of Washington, D.C.), and Wisconsin. WellPoint offers a broad spectrum of network-based managed care plans to the large and small employer, individual, Medicaid and senior markets. WellPoint also provides an array of specialty and other products and services including life and disability insurance benefits, dental, vision, behavioral health benefit services, long-term care insurance and flexible spending accounts.