Coventry Health Care (Coventry), through its Commercial Business, Individual Consumer & Government Business, and Specialty Business divisions, provides a full range of risk and fee-based managed care products and services to a broad cross section of individuals, employer and government-funded groups, government agencies, and other insurance carriers and administrators. Coventry operates local health plans that serve 22 markets, primarily in the Mid-Atlantic, Midwest and Southeast United States. Coventry's health plans are operated under the names Altius Health Plans, Carelink Health Plans, Coventry Health Care, Coventry Health and Life, Group Health Plan, HealthAmerica, HealthAssurance, HealthCare USA, OmniCare, PersonalCare, Southern Health, Vista and WellPath. Coventry's health plan Commercial products include traditional HMO, PPO, and POS risk products, as well as self-funded products. In selected markets, Coventry's health plans participate in Medicaid and Medicare Advantage programs. The Medicare Advantage and Medicaid products offered through our health plans are risk products.